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Banking

Experienced Lending Counsel for complex real estate and commercial loans.

Practice Area Introduction

We advise regional and national financial institutions on the full spectrum of banking matters, from complex lending transactions to regulatory and compliance issues, with practical, business-oriented counsel tailored to reflect how banks and their customers actually operate.

Our Expertise

We advise regional and national financial institutions on the full spectrum of banking matters, from complex lending transactions to regulatory and compliance issues, with practical, business-oriented counsel tailored to reflect how banks and their customers actually operate.

Banks do not have the luxury of theoretical advice. They need counsel who understand how credit decisions are made, how loan portfolios are built, and how regulators think. We regularly represent commercial banks and other financial institutions in commercial real estate lending, acquisition and development financing, asset-based and unsecured commercial lending. We prepare and maintain form loan and security documents that work across product lines and jurisdictions, and we support the development of new retail and corporate banking products and services. Our lawyers advise on mortgage banking matters, bank regulatory and compliance issues, and the corporate governance and capitalization questions that arise as institutions grow or respond to market stress. Drawing on decades of experience serving lenders across Virginia and beyond, we help clients close sound deals, manage risk in their loan portfolios, and respond effectively when transactions or borrower relationships become challenged.

Our Approach

Our approach starts with learning each institution’s risk appetite, credit culture, and growth strategy, then building legal solutions around those touchstones. As a firm, we are sized to offer both sophisticated banking guidance and highly responsive service. We draft and negotiate loan documents with an eye toward enforceability, clarity, and ease of administration by in-house teams.

We collaborate closely with in-house counsel, credit officers, and business line leaders to structure transactions that are market-competitive, adequately collateralized, and consistent with internal policy and regulatory expectations. When regulatory and compliance questions arise, we focus on practical, workable answers that allow lenders to serve their customers while meeting supervisory expectations.

Because banking rarely occurs in isolation, our team draws seamlessly on colleagues in real estate, corporate, tax, bankruptcy, and litigation to handle matters that involve distressed credits, loan workouts, or disputes. The result is a cohesive, forward-looking strategy that allows our clients to deploy capital confidently.

How We’re Different

How We’re Different

Managing Risk, Closing Deals

Clients value our ability to balance regulatory, business, and reputational risk while still getting deals done.

Lender-Focused, Regulation-Savvy

We are accessible, straightforward, and attuned to the pressures facing lenders in a competitive and highly regulated marketplace.

Banking Counsel for the Long Haul

For institutions that value long-term relationships over one-off transactions, our Banking practice is built to be a trusted, enduring strategic advisor.

Key Takeaway

A banking team structured for solutions, combining deep industry experience and disciplined execution to help financial institutions lend, innovate, and comply with confidence.